How much money or property can you have an still qualify for SSI?

How much money can you make or have and still qualify for SSI benefits? SSI stands for “supplemental security income” and pays qualified disabled individuals monthly benefits. Unlike SSDI (Social Security disability income) benefits, you do not need to have a specific history of working and paying into the Social Security system. However, you do need to have limited income and assets (money and property). In 2025 the annual income limit for folks who have not reached full retirement age is $23,400. The maximum asset amount is $2,000 for individuals and $3,000 for couples. This asset limit does not include the value of your home, one car if you use it for transportation, and many household items and personal possessions, among other things.